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What Is  Equity Loan An equity loan is a mortgage loan in which the borrower receives cash. Typically the loan is secured by real estate already owned outright. For example, if a person owns a home worth $100,000, but does not currently have a mortgage...

Why fix your mortgage rate? At the heart of the ‘should you fix your mortgage’ question is a worry that interest rates will soon be heading upwards. The attraction of fixing your mortgage rate is the certainty it brings to your mortgage monthly repayments...

Founded in 1998 in Fort Worth, Texas, Cendera Funding is one of the thriving mortgage bankers that has helped thousands of customers in fulfilling their homeownership dreams. Today, the company originates, processes, underwrites, closes, funds and services...

Events that happen in the United States may seem far away and disconnected from our daily lives. However while the average Singaporean can safely ignore President Obama’s State of the Union Address to Congress on 20 January 2015, they should pay some...

In my first post, I said I was financially conservative. What does that mean with respect to financing a home purchase? It occurred to me that exotic financing terms are not exotic anymore. Interest-only, adjustable rates, and negative amortization have...