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It’s unlikely your bank will pass it on so what should you do? For the second time in 3 months, the Reserve Bank of Australia (RBA) has once again dropped the official cash rate, this time by 25 basis points to a new record low of 1.5%. Some of the...

Q: I have a $200,000 mortgage at a variable rate of 5.14% and I see fixed rates are now under 5%. Should I fix now? A: With interest rates at their lowest levels in recent years, fixed rates can represent excellent value. Aussie Select’s own two year...

We answer one of the most difficult home loan questions around: should fix your home loan? Even if the majority of home loans in Australia are of the variable flavour, there are many reasons why fixed rate loans are beneficial to borrowers. Variable...

One of our very well know and respected banks has this week announced a very limited special offer of 3.99%pa (comparison rate 4.19%pa*) on the following terms. New residential lending with new to bank security property -Min Loan amount $50k -LVR...

Aside from different terminology and product types, there are some unique differences and similarities in the US and Australian mortgage markets. From different borrowing behaviour to credit score systems and product categorization, there are several...