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Debt management is one of the programs that can be associated with debt consolidation. The whole process involves the restructuring of the consumer’s debt payment plan so that it becomes easier to follow. Sometimes, people just need to reorganize...

Debt consolidation can be a good way to get your debts under control and eventually paid off. But it’s important to understand what debt consolidation can and cannot do. There are a number of myths about debt consolidation and here are seven of...

Digging out of deep debt can seem like an insurmountable task, and for some people it is. More than a million American households filed for bankruptcy last year in an effort to put their debt behind them. But bankruptcy court isn’t the only way...

  If you are in debt, one of the best things you can do to help yourself get out of debt is to employ the services of a quality debt management program. These programs are lifelines to people who cannot seem to get a handle on their debt. When...

Table of Contents Contents The Pitfalls of Debt 4 What is a Credit Counseling Service? 6 Consolidation vs. Debt Management vs. Credit Counseling 6 Credit Counseling and Debt Management 7 Common features of Debt Management Programs 9 So is it a scam...