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About this Newsletter The Spencer’s Benefits Reports is a summary of the week’s news items posted in the WHAT’S NEW pages of Spencer’s Benefits Reports Online. For questions regarding this email service, contact Customer Service at (800)449-9525...

This commentary was published in the peer-reviewed Journal of American Physicians and Surgeons Volume 20, Number 3, Pages 83-89, Fall 2015. This year marks the 50th anniversary of Public Law 89-97, the Social Security Amendments of 1965 that created...

By Scott Wold, Hitesman & Wold, P.A. with interpretation by David Ritchie, Vice President of VEBA Sales, BPAS VEBA & HRA/HSA Services As you’re likely already aware, the Affordable Care Act (“ACA”) imposed certain requirements on group health...

The effect of the recent 21st Century Cures Act on health reimbursement arrangements (HRAs) was clarified by the U.S. Department of Labor (DOL) in a new round of frequently asked questions (FAQs). FAQs About Affordable Care Act [(ACA)] Implementation...

On December 7, 2016, the Senate passed the 21st Century Cures Act (“Cures Act”), an omnibus measure that includes the Small Business Healthcare Relief Act (“Relief Act”), which significantly expands small employers’ options for providing health coverage...