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With annual interest rates around 400 percent, payday loans are called exploitative by critics. But the industry says those rates are necessary. And nearly 90% of borrowers are satisfied customers. (photo: stallio) Our latest Freakonomics Radio episode...

Is stress getting the best of you because of your need for quick money? Guess what! Relaxation may be close at hand. Payday advances are designed to get people through a financial emergency. There are things you might want to think about before getting...

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